RESIDENTIAL HOUSING FINANCE
It can be a minefield choosing the right home loan or investment loan that best suits your needs. Through our comprehensive network, we can source and then apply for the most suitable product for your particular circumstances.
We will put together a professional application on your behalf, as to gain an approval, it is crucial to present the application in the correct format, to the appropriate lender. Our professional team will guide you through this process so that all funder requirements are met, and this will ensure we obtain the very best result. In most instances, Residential lenders will pay us directly for our service, so keep your cheque book in the draw.
Importantly, we will keep you fully informed of the progress from the initial submission right through to settlement of the loan.
THINGS TO CONSIDER WHEN CHOOSING A HOME LOAN;
Do I need the ability to pay off lump sums without penalty?
Will I want the option to withdraw any excess payments I’ve made?
Do I want to fix the interest rate on just part of the loan, still allowing the ability to pay extra off the principal?
Can I provide evidence of my income……we may have an option for you. Low Doc and No Doc loans!
TYPES OF FINANCE
Property Purchases
You may qualify to borrow up to 95% of the value of the property.
Refinance
We can provide a health check on your existing mortgage and refinance you to a better option if warranted.
Investment Property
We have a team of professionals who can provide a break down of your potential tax deductions, set up a Self Managed Super Fund or help you source the property.
First Home Buyers
We can take you through the process of completing the First Home Owners Grant Government form and all other aspects of applying for your first home loan.
House and Land Finance
You may qualify to borrow up to 90% of the end value.
Residential Construction (for Builders Only)
Click link to SPEC BUILD website – a finance product funded and exclusive to Foundation Finance.
2nd Mortgage and Caveat Loans
Loan to value ratios are dependent on the exit strategy and term of the loan. Also see Bridging/Short Term Finance tab on top tool bar.
Contact us today for an informal, no obligation discussion.